AMVOQ Member
Full Inspection
1st, 2nd, 3rd Chance
Warranty Included
Carfax ReportTurned Down by Your Bank?
Every year, thousands of Gatineau and Ottawa residents are denied a car loan by traditional banks. Bad credit, bankruptcy, consumer proposal, new to Canada, self-employed — the reasons are many, but they should not prevent you from getting a reliable vehicle.
Auto Gatineau Ottawa is different. As an AMVOQ member with over 20 financial partners, we find a financing solution for virtually every file — and without a preliminary credit check.
We Help Gatineau-Ottawa Residents With
1st Chance Credit
New to Canada, first vehicle, no credit history? We help you get started with a tailored car loan.
2nd Chance Credit
Credit damaged by late payments, divorce or job loss? Our specialized lenders understand your situation.
3rd Chance Credit
Bankruptcy, consumer proposal, repossession? We have programs to get you back on the road.
Self-Employed
Variable or non-traditional income? We work with lenders who accept tax returns instead of pay stubs.
Newcomers to Canada
Recent immigrant or temporary resident? We offer special programs for newcomers in the Ottawa-Gatineau area.
Retirees
Pension or investment income? We find financing options adapted to your financial reality.
How to Get Your Car Financing
Fill Out the Form
Complete our pre-qualification in 60 seconds. No credit check at this stage.
Get Your Approval
Our team reviews your file and contacts you with financing options in 10 minutes.
Choose Your Vehicle
Browse our certified vehicle inventory and find the one that fits your budget.
Drive
Sign the documents and leave with your vehicle. We take care of everything else.
Car Financing Across the Gatineau-Ottawa Region
Located at 65 Rue Jean-Proulx in Gatineau, Auto Gatineau Ottawa serves residents throughout the Outaouais and Ottawa regions. Our strategic location makes us easily accessible from both sides of the river.
Frequently Asked Questions About Car Financing in Gatineau
Can I get car financing with bad credit in Gatineau?
Yes. Auto Gatineau Ottawa works with over 20 financial institutions specializing in 1st, 2nd and 3rd chance credit. Whether your credit is low, damaged or non-existent, we have solutions tailored to your situation. Our approval rate is 99%.
What are the interest rates for auto financing in Gatineau?
Rates vary depending on your credit profile, loan term and vehicle chosen. Our rates start from 4.99% for excellent files. Even with more challenging credit, we negotiate the best possible rates with our financial partners.
How long does the financing approval take?
Most applications are processed within 10 minutes during business hours. You fill out the online form, our team analyzes your file, and you receive a response the same day.
Can I get financed after a bankruptcy?
Absolutely. Whether you are discharged from bankruptcy or in a consumer proposal, we have financing programs specifically designed to help you rebuild your credit while getting a reliable vehicle.
What documents are needed for an auto financing application?
You will need a valid driver’s license, proof of income (pay stub or notice of assessment), and proof of address. Additional documents may be required depending on your situation.
Does a financing application affect my credit?
No. Our online pre-qualification does not require a credit check. We only proceed with a credit inquiry with your explicit consent, once you have accepted the proposed terms.
Can I finance a used vehicle in Gatineau?
Yes, all our certified pre-owned vehicles are eligible for financing. Each vehicle is inspected before sale and comes with a Carfax report. We also offer warranties on our vehicles.
What down payment amount is required?
The minimum down payment depends on your credit file. In many cases, we can offer financing with $0 down. A vehicle trade-in can also serve as a down payment.
Do you serve Ottawa clients as well?
Yes! Auto Gatineau Ottawa is located at 65 Rue Jean-Proulx in Gatineau, just minutes from downtown Ottawa. We serve residents of Gatineau, Ottawa, Aylmer, Hull, Chelsea, Cantley, Val-des-Monts and the entire Outaouais region.
Do you offer service in French and Spanish?
Yes, Auto Gatineau Ottawa offers full trilingual service in French, English and Spanish. Notre équipe parle français. Nuestro equipo habla español.
Ready to Hit the Road?
Fill out the application in 60 seconds. Response in 10 minutes. No obligation.
Auto Gatineau Ottawa · 65 Rue Jean-Proulx, Gatineau, QC J8Z 1T4 · AMVOQ Member